The financial advice industry has traditionally focused on the money management benefits it offers to investors, such as portfolio construction and monitoring. However, this emphasis can overshadow the broader and often intangible benefits that investors derive from professional guidance. Beyond the numbers, paid financial advice offers emotional benefits and significant time savings, allowing investors to manage the complexities of their financial lives by turning to trusted experts.

Financial advisors added measurable value during Q2 2025’s extreme market volatility. This Vanguard IARC article highlights the April equity selloff and rebound, asset class performance, and the behavioral coaching impact of staying invested. Learn how the Advisor’s Alpha® framework and Vanguard’s 3B mental model (Business, Biology, Behaviors) helped clients navigate uncertainty, avoid emotional decisions, and stay focused on long-term goals.

Vanguard CEO Salim Ramji recently appeared on Bloomberg TV’s Wall Street Week as Vanguard marked its 50th anniversary. Among other topics, Ramji discussed recent volatility in the markets and how Vanguard clients reacted, our ongoing commitment to lowering fees—something we did yet again in February in the U.S. —and maintaining a sense of consistency around our purpose while extending the "Vanguard effect".

Corporate earnings calls are a trove of information, but listening to all of them is a monumental task. Artificial intelligence presents an opportunity for Vanguard to analyze earnings calls at scale for signs that a company is poised to cut its dividend. This is one of many AI experiments we’re conducting to extract insights from every conceivable piece of information to help give investors the best chance for investment success.