About this fund

Fund objectives

Vanguard Retirement Income ETF Portfolio seeks to provide a combination of consistent income with the possibility of some capital appreciation by investing in equity and fixed income securities.

Why this fund

  • Seeks to achieve its investment objective by primarily investing in equity and fixed-income securities. The Vanguard ETF may do so either directly or indirectly through investment in exchange-traded funds (“ETFs”) managed by the Manager, sponsored by The Vanguard Group, Inc. (the “Sub-advisor”) or certain other investment funds (collectively, “Underlying Funds”).
  • In seeking to achieve the Vanguard ETF’s investment objective, the Sub-advisor will make asset allocation decisions based on the attractiveness of the underlying asset classes and their ability to provide consistent returns. Considerations may include, but are not limited to, economic and market conditions, total return characteristics and risk profiles. The portfolio asset allocation will be reconstituted and rebalanced from time to time. The monthly distribution is reviewed periodically.
  • The portfolios of the Underlying Funds are expected to consist of index funds that provide exposure to broad based equity and fixed income markets.

Fund facts

Inception date
Sep 09 2020
Total assets
Asset class
Multi-Asset
Investment manager

Vanguard Quantitative Equity Group

Distribution Per Unit
$0.08
Distribution frequency
Monthly
Benchmark
Internal Composite

Performance

Risk and Volatility

As at Oct 31 2025

Beta
Alpha
Standard Deviation
Sharpe Ratio

Please note Beta and R2 data will only display for funds with 3 full years of history.

 

Portfolio data

Allocation to underlying Vanguard funds

As at Oct 31 2025

Percentage
Canadian Corporate Bond Index ETF 26.09%
Canadian Aggregate Bond Index ETF 18.97%
FTSE Developed All Cap ex North America Index ETF 14.63%
Global ex-U.S. Aggregate Bond Index ETF (CAD-hedged) 11.85%
U.S. Aggregate Bond Index ETF (CAD-hedged) 9.71%
FTSE Canada All Cap Index ETF 8.85%
U.S. Total Market Index ETF 8.69%
FTSE Emerging Markets All Cap Index ETF 1.19%

Total allocation percentages shown may not equal 100% due to rounding

Asset allocation

As at Oct 31 2025

Percentage
Bond 66.62%
Short-term reserves 0.02%
Stock 33.36%
Characteristics
StocksFundAs at
Number of stocks 13,492 Oct 31 2025
Median market capital 124.8 B Oct 31 2025
Price earning / ratio (P/E) 17.8 x Oct 31 2025
Price / book ratio (P/B) 2.1 x Oct 31 2025
Return on equity (ROE) 11.4% Oct 31 2025
Earnings growth rate 14.7% Oct 31 2025
FundamentalsFundAs at
Number of bonds 20,204 Oct 31 2025
YTM (Yield to Maturity) effective 3.8% Oct 31 2025
Average Duration 5.6 Years Oct 31 2025
Average maturity 10.0 Years Oct 31 2025
Average quality A+ Oct 31 2025
Cash Investment 0.0% Oct 31 2025
Market allocation

As at Oct 31 2025

CountryRegionFundBenchmarkVariance +/-
CanadaNorth America 26.68%
United States of AmericaNorth America 26.09%
JapanPacific 10.45%
United KingdomEurope 5.97%
FranceEurope 3.73%
GermanyEurope 3.55%
SwitzerlandEurope 3.51%
AustraliaPacific 3.02%
Republic Of KoreaPacific 2.73%
NetherlandsEurope 1.79%
SwedenEurope 1.43%
SpainEurope 1.40%
ItalyEurope 1.37%
ChinaEmerging Markets 1.13%
Hong KongPacific 0.88%
Top 10 Holdings

As at Oct 31 2025

Holding name% of market valueSectorRegionMarket valueShares
Shopify Inc 0.62472% Technology CA $1,865,133.30 7,648.377
NVIDIA Corp 0.61960% Technology US $1,849,840.28 6,519.972
Royal Bank of Canada 0.61778% Financials CA $1,844,403.80 8,976.511
Apple Inc 0.53184% Technology US $1,587,835.39 4,191.429
Microsoft Corp 0.51018% Technology US $1,523,155.93 2,099.37
Toronto-Dominion Bank/The 0.41957% Financials CA $1,252,635.11 10,877.346
Amazon.com Inc 0.31071% Consumer Discretionary US $927,643.83 2,710.91
Enbridge Inc 0.30252% Energy CA $903,188.15 13,810.216
Brookfield Corp 0.28993% Financials CA $865,600.69 13,401.466
Bank of Montreal 0.26597% Financials CA $794,076.39 4,557.633

Prices and distribution

Prices

Nav Price (CAD)
$26.68
Change
-$0.03-0.10%
As at Nov 28 2025
NAV 52-week high
$26.76
As at Nov 29 2025
NAV 52-week low
$24.04
As at Nov 29 2025
NAV 52-week difference
$2.72
Change
+10.16%
As at Nov 29 2025

Distribution history

Distribution frequency

Monthly

12 month trailing yield

3.41%

(Oct 31 2025)

Distribution yield

3.74%

(Oct 31 2025)

TypeEx-dividend dateRecord datePayment dateCash distribution per unitReinvestment distribution per unitTotal distribution per unit
Income Dec 01 2025 Dec 01 2025 Dec 08 2025 $0.08300 $0.08300
Income Nov 03 2025 Nov 03 2025 Nov 10 2025 $0.08300 $0.08300
Income Oct 01 2025 Oct 01 2025 Oct 08 2025 $0.08300 $0.08300
Income Sep 02 2025 Sep 02 2025 Sep 09 2025 $0.08300 $0.08300
Income Aug 01 2025 Aug 01 2025 Aug 11 2025 $0.08300 $0.08300
Income Jul 02 2025 Jul 02 2025 Jul 09 2025 $0.08300 $0.08300
Income Jun 02 2025 Jun 02 2025 Jun 09 2025 $0.08300 $0.08300
Income May 01 2025 May 01 2025 May 08 2025 $0.08300 $0.08300
Income Apr 01 2025 Apr 01 2025 Apr 08 2025 $0.08300 $0.08300
Income Mar 03 2025 Mar 03 2025 Mar 10 2025 $0.08300 $0.08300
Annual distributions

-

YearEligible dividendsNon eligible dividendsOther incomeCapital gainsReturn of capitalForeign incomeForeign tax paidTotal distribution per unit
2020 $0.02926 $0.00000 $0.04137 $0.16539 $0.00912 $0.13423 $0.01452 $0.36486
2021 $0.05554 $0.00000 $0.13656 $0.49327 $0.11359 $0.41602 $0.04123 $1.17374
2022 $0.03275 $0.00000 $0.17686 $0.00000 $0.53243 $0.37050 $0.02785 $1.08468
2023 $0.05940 $0.00000 $0.21760 $0.00000 $0.37740 $0.40377 $0.02772 $1.03045
2024 $0.05784 $0.00000 $0.26184 $0.19800 $0.05544 $0.43116 $0.02532 $0.97896

Purchase information

Currencies and stock exchanges

Listed currencies: CAD

Base currency: CAD

Exchanges: Toronto Stock Exchange

Fund codes

  • CUSIP: 92211X109
  • ISIN: CA92211X1096
  • Reuters: VRIF.TO
  • SEDOL: BMF6D18
  • ISIN: CA92211X1096
  • Reuters: VRIF.TO
  • SEDOL: BMF6D18